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If you are sick and tired of the phonecalls, the threatening letters, or perhaps you are just struggling to maintain your regular payments, DebtBuffer can help make all this hassle STOP.

You simply need to know what your real options are & whether you can write off some, or all of your debts. It’s up to you to take charge, not the debt collectors!

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DrydensFairfax Solicitors Debt Collectors

Drydensfairfax is recognised as a top tier UK firm by the Legal 500 and has its own legal practice and contact centre. Drydensfairfax specialises in consumer debt recovery from a range of clients including HMRC, banks, building societies, debt purchasers like Capquest and Cabot and UK businesses.

If you owe money, you may have been contacted by a debt collection agency such as DrydensFairfax Solicitors Debt Collectors.

Knowing more about the way an enterprise like this operates and how they’re regulated can help you take control of the situation in order to start to resolve your debt issues. At DebtBuster we’re here to help.

This guide covers what you need to know about Drydensfairfax and next steps you can take to explore your debt options.

Who is Drydensfairfax?

DrydensFairfax Solicitors Debt Collectors claim to be the UK’s largest law firm focused solely on debt collection. If you’ve heard from them, this could indicate that you’ve missed a payment.

Drydensfairfax is recognised as a top tier UK firm by the Legal 500 and has its own legal practice and contact centre. It’s also useful to know that they are not a bailiff or enforcement agency but a law firm that specialises in debt recovery.

In 2003 Drydens Lawyers formed as the result of a demerger with Hammonds, a corporate law firm. In 2012 they merged with Fairfax Solicitors to create Drydensfairfax.

In April 2019 they were taken over by UK private limited company Arrow Global Limited.

Drydensfairfax specialises in consumer debt recovery from a range of clients including HMRC, banks, building societies, debt purchasers like Capquest and Cabot and UK businesses.

Why is Drydensfairfax Debt Collection contacting me?

If you’re being contacted by Drydensfairfax it’s likely to be in regarding a credit card, bank loan, student debt or mortgage repayment. It could also be about salary overpayments, self-assessment debts or tax credit overpayments.

They could also be contacting you because they’ve purchased your debt from another lender, often for as little as 20% of the amount owed.

If you ignore calls and letters from Drydensfairfax you could end up with a County Court Judgement (CCJ.) The letters will usually be automated but remember to keep a copy as they contain useful reference numbers and details of the money you owe.

You should also try and establish whether the debt is legitimate. If they purchased the debt then it is likely that additional charges will have been added.

Drydensfairfax Solicitors Debt Collectors should be able to provide you with the original accounts. Use our Prove My Debt letter template to find out whether the debt is legitimate and if it needs to be repaid.

If it is legitimate then you should contact Drydensfairfax directly to discuss an affordable payment plan. If you’re asked to fill out a Standard Financial Statement, speak to us and we can help you calculate your living expenses so you know exactly what you can repay each month.

Get in touch with DebtBuffer to discuss your options if the debt is causing problems. We can provide you with a range of possible solutions that can help to reduce the stress of dealing with a company like Drydensfairfax.

How Debt Buffer Helps

Debt Harm

We help you realise & address the harm bad debt does to your mental & physical health

Deft Letter

We help you gain extra time to arrange your finances and also handle debt collectors or bailiffs through our letter creation service.

Deft Easy

We help you understand your options based on your circumstances and the information you tell us. No BS.


Is Drydensfairfax Debt Collection Credible?

This business is fully regulated by the Solicitors Regulation Authority and the Financial Conduct Authority.

As a highly regulated law firm, Drydensfairfax must comply with the SRA and FCA’s strict codes of conduct and the Office of Fair Trading guidelines for debt collection agencies like Drydensfairfax:

  • • You should be treated fairly and they should not use aggressive, coercive, deceitful or unfair practices
  • • Information should be clear and not misleading or confusing
  • • If you’re finding it hard to pay you should be treated with consideration for your circumstances
  • • Your financial circumstances and situation should be taken into account when making repayments

If you’re dissatisfied Drydensfairfax’s conduct you can contact the SRA or FCA directly or take your complaint to the Financial Ombudsman. You must do this within 6 months or Drydensfairfax will not give their permission for the complaint to be investigated.

How Can DebtBuffer Help?

We know how stressful it can be to deal with a company like Drydensfairfax alone. It’s likely that you’re feeling under pressure from the volume of calls and letters and finding it difficult to see a way ahead.

At DebtBuffer we can help guide you through your debt solution options and explain possible solutions so you can make a clear and informed choice. We’ll also help you create letters designed to buy you time and ensure your treatment is fair and in-line with financial guidelines.

You can start taking control of your debt today with our AI chatbot. They’ll talk you through a series of questions to find out whether you can get on top of the situation and become debt-free.

Frequently Asked Questions about needing Debt Help

What is the best way of dealing with my debts?

If you are struggling with debts that are impacting you or your families quality of life then simply put, its time to put yourself first and make some clinical and calculated financial decisions. If you are being chased by collections agencies or have bailiffs banging on the front door, its a terribly stressful situation and no way to live. Our simple advice to anyone in this situation is seek the route that most easily takes away the stresses of being chased for debts and allows you to enjoy more of your income. Our priority is helping you find a solution that creates a buffer between you and your debts.

What is an IVA?

Depending on your circumstances you might be eligible to take out a Government approved scheme for reducing your monthly debt payments and writing off up to 90% of your debts at the end of the scheme. Your creditors have to agree and you must have more than £6000 of debt and enough income to be able to meet your new agreed payment. Read our guide to IVA’s for more details

Is an IVA worth it?

That’s going to depend on your individual circumstances and whether or not the various pro’s and con’s of an IVA are worth it for you. For most people who simply cannot carry on with debt that has become unmanageable, being able to reduce payments down to an agreed fixed amount that you can certainly afford, and at the end of the fixed period having the bulk of your debts written off is certainly worth it. However, careful consideration needs to be given to other solutions such as Bankruptcy, Debt Management Plans or Debt consolidation loans or mortgages. Everyone is different so you must put yourself and your needs first.

How does an IVA work?

An Individual Voluntary Arrangement, or IVA, is a formal, legally binding debt solution, which is a form of insolvency. It must be administered by a licensed Insolvency Practitioner. As an alternative to becoming Bankrupt, It allows you to potentially write-off up to 90% of your existing debts, based on what you can reasonably afford to repay. The exact amount will vary depending on your personal circumstances, and who you choose to arrange your IVA.
An IVA commits you to monthly repayments over 5 or 6 years, which are distributed among your creditors. Any debts remaining after this period will then be written off. The payments will take into account your monthly income to ensure that the IVA is realistic and affordable.


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26 years & 8 months, that’s how long it will take someone to pay off the average UK credit card debt, just on minimum payments.

If you are drowning in debt and are being forced to choose debt payments over food, clothes or rent, it’s time to take back control of your life and your money.

Put yourself first, get back in control of your finances.

Choose DebtBuffer, Choose life.

Are you ready?

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