Want to STOP the stress of debt?

If you are sick and tired of the phonecalls, the threatening letters, or perhaps you are just struggling to maintain your regular payments, DebtBuffer can help make all this hassle STOP.

You simply need to know what your real options are & whether you can write off some, or all of your debts. It’s up to you to take charge, not the debt collectors!

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Newlyn Debt Collectors

Newlyn is a private enforcement company that provides professional debt collection services to organisations throughout the UK. The company operates seven days a week and deals with a variety of debt, from council tax to road traffic debt, to commercial debt and recovery.

Who are Newlyn Bailiffs Debt Collectors?

Newlyn is a private enforcement company that provides professional debt collection services to organisations throughout the UK. The company operates seven days a week and deals with a variety of debt, from council tax to road traffic debt, to commercial debt and recovery.

Local authorities in England and Wales often turn to Newlyn in a bid to collect outstanding debts from customers. Newlyn is instructed by its roster of clients, who will already have attempted to recover the outstanding balances. If you fail to pay, Newlyn’s policies will kick in and a new process of debt recovery will begin which could end up with enforcement officers at your door.

Why am I being contacted?

If you have received some sort of contact such as a letter or call from Newlyn, it is because you owe money. You may not necessarily know the Newlyn name as your debt will be with a local authority or other organisation. Newlyn primarily deals with local authority debts so you could have unpaid council tax bills. The most important point is not to ignore the debt as it will not go away. Getting advise is the best next step.

Who Does Newlyn work with?

Newlyn works with over 60 local authorities with the remit of collecting debts such as unpaid council tax, housing benefit, rates and parking penalty charge notices. If you have failed to pay, you could be facing a visit by Newlyn enforcement officers.

How Debt Buffer Helps

Debt Harm

We help you realise & address the harm bad debt does to your mental & physical health

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Deft Letter

We help you gain extra time to arrange your finances and also handle debt collectors or bailiffs through our letter creation service.

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Deft Easy

We help you understand your options based on your circumstances and the information you tell us. No BS.

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Is Newlyn High Court enforcement?

There are different kinds of bailiffs, including certificated enforcement agents who are also known as civil enforcement agents. There are also people who act as high court enforcement officers and county court and family court bailiffs. Bailiffs must usually give you at least seven days’ notice of their first visit.

Newlyn Enforcement Agents hold a certificate, granted by a judge at the county court, which permits them to carry out enforcement action against you. Previously known as a bailiff, an enforcement agent is certified by the court and their remit is perfectly legal, as long as they act within the bounds of the law.

How do you stop Newlyn bailiffs?

It’s most people’s worst fear: the visit by a bailiff to whip away their treasured possessions, such as their car, from their home. However, before you panic, you should know that you have rights. Bailiffs are only permitted to come to your home between 6 am and 9 pm.

If a bailiff arrives at your door, you can attempt negotiations by keeping them outside and speaking via the door or even the telephone. Bailiffs are permitted to enter through unlocked doors, which is known as a peaceful entry, so you may feel more empowered by ensuring outside doors are firmly locked. However, depending on the debt owed, the bailiff may have the right to force entry to your home with the help of a locksmith.

The DebtBuffer site contains useful information for people affected by accumulating debt. There are resources to help you to put together letters to gain more time from creditors. There is also an AI chatbot to assist people with an understanding of the avenues they can go down in order to get rid of their mounting debt. The chatbot will pose a series of questions and it will be able to inform you if you are suitable for one of the many debt solutions on offer, so you can finally take control of your financial situation with a view to eradicating the debt and leading a more stress-free life.

Frequently Asked Questions about needing Debt Help

What is the best way of dealing with my debts?

If you are struggling with debts that are impacting you or your families quality of life then simply put, its time to put yourself first and make some clinical and calculated financial decisions. If you are being chased by collections agencies or have bailiffs banging on the front door, its a terribly stressful situation and no way to live. Our simple advice to anyone in this situation is seek the route that most easily takes away the stresses of being chased for debts and allows you to enjoy more of your income. Our priority is helping you find a solution that creates a buffer between you and your debts.

What is an IVA?

Depending on your circumstances you might be eligible to take out a Government approved scheme for reducing your monthly debt payments and writing off up to 90% of your debts at the end of the scheme. Your creditors have to agree and you must have more than £6000 of debt and enough income to be able to meet your new agreed payment. Read our guide to IVA’s for more details

Is an IVA worth it?

That’s going to depend on your individual circumstances and whether or not the various pro’s and con’s of an IVA are worth it for you. For most people who simply cannot carry on with debt that has become unmanageable, being able to reduce payments down to an agreed fixed amount that you can certainly afford, and at the end of the fixed period having the bulk of your debts written off is certainly worth it. However, careful consideration needs to be given to other solutions such as Bankruptcy, Debt Management Plans or Debt consolidation loans or mortgages. Everyone is different so you must put yourself and your needs first.

How does an IVA work?

An Individual Voluntary Arrangement, or IVA, is a formal, legally binding debt solution, which is a form of insolvency. It must be administered by a licensed Insolvency Practitioner. As an alternative to becoming Bankrupt, It allows you to potentially write-off up to 90% of your existing debts, based on what you can reasonably afford to repay. The exact amount will vary depending on your personal circumstances, and who you choose to arrange your IVA.
An IVA commits you to monthly repayments over 5 or 6 years, which are distributed among your creditors. Any debts remaining after this period will then be written off. The payments will take into account your monthly income to ensure that the IVA is realistic and affordable.

WHY PAY MORE?

26 years & 8 months, that’s how long it will take someone to pay off the average UK credit card debt, just on minimum payments.

If you are drowning in debt and are being forced to choose debt payments over food, clothes or rent, it’s time to take back control of your life and your money.

Put yourself first, get back in control of your finances.

Choose DebtBuffer, Choose life.

Are you ready?

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