Want to STOP the stress of debt?

If you are sick and tired of the phonecalls, the threatening letters, or perhaps you are just struggling to maintain your regular payments, DebtBuffer can help make all this hassle STOP.

You simply need to know what your real options are & whether you can write off some, or all of your debts. It’s up to you to take charge, not the debt collectors!

Are you ready?

Show me my debt options

QDR Solicitors Debt Collection

QDR Solicitors is a debt collection agency that collects debts on behalf of many businesses, including banks and building societies, finance and commercial organisations.

Are you getting sequential debt letters from QDR Solicitors through your door? Feeling overwhelmed about your unresolved debt? If so, DebtBuffer is here to help you discover more about QDR Solicitors and explore the different debt management options that are available to you.

Who are QDR Solicitors?

QDR Solicitors is a debt collection agency that collects debts on behalf of many businesses, including banks and building societies, finance and commercial organisations.

Why are QDR Solicitors chasing me?

If your details have been passed to QDR Solicitors, it’s likely because you owe money to a different creditor.

Is QDR Solicitors a legitimate debt collector?

Yes, QDR Solicitors is a Limited Company and registered in England and Wales, No. 07561541. The agency is a member of the Credit Services Association (CSA,) which ensures that the company operates in a fair and compliant way.

Who do QDR Solicitors collect for?

The agency collects for companies such as HMRC, O2, EE, utility companies, council tax, parking tickets, shopping catalogues and many more. Additionally, QDR collects debts from credit card and payday loans, as well as any court fines if you default on them.

Should I ignore QDR’s letters or calls?

It may be in your interest to seek advice from an FCA regulated company to check QDR Solicitors’ authenticity and explore your debt management options first. It’s best to notify QDR Solicitors that you are seeking advice in order for them to give you sufficient time to do this. You can contact them via 01926 884 695 or their website https://www.qdrsolicitors.com

Can I stop QDR from contacting me?

You won’t be able to stop QDR Solicitors from contacting you, as they have a legal requirement to send some correspondence. However, if you choose to state your preferred method of contact, they should follow this.

Is my debt to QDR Solicitors statute-barred?

In accordance with the Limitation Act 1980, some debts have a time constraint. In a lot of cases, the limit is six years in England and five years in Scotland. This timeframe begins from the last time a payment was made against the debt or when you recognised the debt in writing, (for instance, a letter to the creditor.) Once this has happened and assuming the debt meets certain criteria, the debt is assigned as statute-barred, meaning that the law states the debt can no longer be imposed.

Should I pay QDR Solicitors the money I owe?

If you have ensured the debt is yours, that it is not time-barred, and that QDR Solicitors have proof of the debt, you are accountable to pay it. If you can afford to, the quicker you pay, the faster QDR Solicitors’ correspondence should end.

How Debt Buffer Helps

Debt Harm

We help you realise & address the harm bad debt does to your mental & physical health

Deft Letter

We help you gain extra time to arrange your finances and also handle debt collectors or bailiffs through our letter creation service.

Deft Easy

We help you understand your options based on your circumstances and the information you tell us. No BS.


I can’t afford to pay QDR Solicitors. What now?

If you are liable to pay the debt and cannot afford to resolve it, QDR Solicitors may be able to offer you a payment plan over a specific time period. The payment needs to be something you can afford and it should also allow you to pay off the debt over a realistic timeframe, without incurring excessive charges.

Can I write off my QDR Solicitors debts?

Using the most suitable scheme for your circumstances, it’s possible to write off certain debts. Options such as an individual voluntary arrangement or IVA can merge all your existing debts into one manageable sum. This means you make affordable monthly repayments for a set amount of time, (normally 60 months) and then at the end of the arrangement, any outstanding debt is officially written off.

What action can QDR Solicitors take?

QDR Solicitors has certain legal powers that are the same as those of the creditor who previously owned your debt. They can pursue you for payment of the debt, but cannot pester you or contact you at impractical times. They must respect any realistic request of yours to only be contacted by certain methods, or at specific times.

It’s possible that QDR Solicitors could send debt collection agents to your home, in the event you fail to pay. However, they are expressly not bailiffs. Debt collection agents cannot enter your home without permission and cannot take any possessions.

If QDR Solicitors attempt to do any of the following actions, they have to take you to court first:

  • • Issue a County Court Judgement (CCJ) against you
  • • Send bailiffs to claim belongings to the value of the debt
  • • Request an attachment of earnings order or a charging order

Could my QDR debts mean that I lose my home?

There are a number of steps that have to be taken first before this is even considered, but it’s still unlikely you would lose your home.

Most of the debts that QDR Solicitors deal with are not secured against an asset. However, if you continue to fail to make payments, they could apply to the court to have the debt protected against your home.

How do I make a complaint about QDR Solicitors?

If you feel QDR Solicitors have treated your unfairly, you can file a complaint to them:

Phone: 01926 884 695
Email: info@quantum-debt.com
Post: Olympus House, Olympus Avenue, Leamington Spa CV34 6BF

If you are unsatisfied with the result of your initial complaint to QDR Solicitors, you can contact:

DebtBuffer not only can help you to write letters to creditors, buying you more time to explore your debt management options, but also ensure you are treated more fairly. Our AI chatbot will help you to understand your debt options further by asking a series of questions, to offer you the most suitable solution to reduce your debt as much as possible.

Frequently Asked Questions about needing Debt Help

What is the best way of dealing with my debts?

If you are struggling with debts that are impacting you or your families quality of life then simply put, its time to put yourself first and make some clinical and calculated financial decisions. If you are being chased by collections agencies or have bailiffs banging on the front door, its a terribly stressful situation and no way to live. Our simple advice to anyone in this situation is seek the route that most easily takes away the stresses of being chased for debts and allows you to enjoy more of your income. Our priority is helping you find a solution that creates a buffer between you and your debts.

What is an IVA?

Depending on your circumstances you might be eligible to take out a Government approved scheme for reducing your monthly debt payments and writing off up to 90% of your debts at the end of the scheme. Your creditors have to agree and you must have more than £6000 of debt and enough income to be able to meet your new agreed payment. Read our guide to IVA’s for more details

Is an IVA worth it?

That’s going to depend on your individual circumstances and whether or not the various pro’s and con’s of an IVA are worth it for you. For most people who simply cannot carry on with debt that has become unmanageable, being able to reduce payments down to an agreed fixed amount that you can certainly afford, and at the end of the fixed period having the bulk of your debts written off is certainly worth it. However, careful consideration needs to be given to other solutions such as Bankruptcy, Debt Management Plans or Debt consolidation loans or mortgages. Everyone is different so you must put yourself and your needs first.

How does an IVA work?

An Individual Voluntary Arrangement, or IVA, is a formal, legally binding debt solution, which is a form of insolvency. It must be administered by a licensed Insolvency Practitioner. As an alternative to becoming Bankrupt, It allows you to potentially write-off up to 90% of your existing debts, based on what you can reasonably afford to repay. The exact amount will vary depending on your personal circumstances, and who you choose to arrange your IVA.
An IVA commits you to monthly repayments over 5 or 6 years, which are distributed among your creditors. Any debts remaining after this period will then be written off. The payments will take into account your monthly income to ensure that the IVA is realistic and affordable.


Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio.


26 years & 8 months, that’s how long it will take someone to pay off the average UK credit card debt, just on minimum payments.

If you are drowning in debt and are being forced to choose debt payments over food, clothes or rent, it’s time to take back control of your life and your money.

Put yourself first, get back in control of your finances.

Choose DebtBuffer, Choose life.

Are you ready?

Show me my debt options