Knowledge Hub

Brand new data obtained by debt help website www.DebtBuffer.com using Freedom of Information requests, reveals the true impact COVID-19 has had on not only household finances, but also on the coffers of local

Brand new data obtained by debt help website www.DebtBuffer.com using Freedom of Information requests reveals the shocking state of household debt in England & Wales going into the COVID-19 crisis, and how aggressively

What does statute barred mean? Statute barred means that after a period set out in law the creditor can no longer resort to court proceedings to recover a debt. The creditor is just

When you rent a home you are paying your landlord for the use of their property. You both agree that you can stay in the property for as long as you continue to

Debt is a worry for anyone. As 2020 has shown for so many people, our circumstances can change quickly and in ways that we could not foresee. Debt which was manageable can quickly

What happens if I owe HMRC money? Contact HMRC as soon as possible if you receive a bill from them that you can’t pay. You will need to agree on a payment plan

Debt can feel like a heavy burden but is important to remember there are always options for dealing with your credit cards. What happens if I can’t afford to pay my credit card

Gambling involves the wagering of money on an entertainment or sporting event with an uncertain outcome. The intent of the gambler is to win cash or goods but often it doesn’t have a

Council tax is a payment made to your local council which helps to pay for local services, such as road maintenance and lighting, rubbish collection, schools and other similar services provided. Council tax

What’s the difference between unsecured loans and secured loans? If you are considering taking out a loan, you will have a choice between an unsecured loan and a secured loan. A secured loan

Klarna is a company offering a “buy now, pay later” service. It works by giving customers shopping online the option to purchase their goods without paying the whole price upfront. If you were